medicare – let us serve you


We are a husband & wife team (in life and business) who specialize in supporting others with finding medicare, health, accident and life insurance solutions specific to their unique needs. Our mission is to serve our communities with integrity and compassion.

 

Who We Are

Graham and Loriann Aitkenhead are independent health insurance agents with AGA Medicare Options, representing most major Medicare Advantage & Medicare Supplement Insurance plans. We offer our services at NO COST to you:

 

  • Personal appointments with you and your spouse
  • Reviewing co-pays
  • Explaining the limitations of each plan
  • Providing detailed information on time frames and enrollment periods
  • Assuring that your plan covers your medications at the lowest cost
  • Finding plans that are accepted by your physicians
  • Finding plans that are accepted by the hospital of your choice

At AGA Medicare Options we assist you in finding the policy which best fits YOUR needs and budget. Again, all of this is done at NO COST to you.

 

 

aitkenhead Insurance solutions

Medicare, Health, Accident + Life

 

 

Graham aitkenhead

Licensed Insurance Agent

NPN #20140566

 

 

Loriann aitkenhead

Licensed Insurance Agent

NPN #20131364

Brief overview of medicare options

At first Medicare options can feel overwhelming, because of the myriad of options and in depth details. That is why we are here to help break it down for you in terms that make sense, and equip you with the understanding and knowledge you need to make the most informed decision(s). Here is a bird’s eye overview of the main categories to get started: 

01

original medicare (part A)

Referred to as “Hospital Insurance Benefits,” which also includes coverage for other inpatient care, including skilled nursing facilities, rehabilitation facilities, and hospice. 

02

original medicare (part B)

Referred to as “Supplementary Medical Insurance Benefits,” which includes a broad range of outpatient services such as physicians care and drugs that are administered by physicians or other health care professional (such as vaccines and intravenous medications). 

03

medicare advantage plans (Part c)

Medicare Advantage (Part C) plans work in place of your Part A and Part B Medicare coverage. Benefits include medical expenses, but not prescriptions.

04

medicare advantage Prescription drug plans (Part C + D)

Medicare Advantage Prescription Drug plans combine the benefits of a Medicare Advantage plan and a Prescription Drug plan. Benefits include medical expenses and prescription drug coverage.

 

05

prescription drug plans (part d)

Prescription Drug plans cover prescription needs, but offer no medical coverage. This includes self-administered drugs, such as those picked up at a pharmacy and taken at home. 

 

 

06

Medical supplement plans (medigap)

Medicare Supplement Plans cover gaps in Original Medicare Part A and B. Medicare Supplement Plans help pay some of the health care costs that the Original Medicare Plan doesn’t cover. Medicare Supplement Plans are not the same as Medicare Advantage Plans and can only be combined with Original Medicare. You may choose to also enroll in a stand-alone Prescription Drug Plan.

 

 

Contact Us

Give us a call today to schedule an appointment or get additional information.

We look forward to serving you.

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